BULGARIAN PROPERTY · FREE INVESTMENT CALCULATOR

What will your rental investment actually earn?

Compare Bulgarian homes, commercial premises, parking and land in euros. See income after costs, mortgage payments and the cash you need to invest.

No account needed. Keep the full result.

Your figures, your scenario. Enter a rent assumption or lease quote; this tool does not estimate local market rent.

Property & acquisition

All figures in EUR. Include local acquisition costs in your budget.

Property type

Name / location · optional

Purchase price

Total for the asset or all included spaces.

Acquisition costs

Total transfer costs, notary, agent and loan fees.

Initial works & furnishing

Future selling costs

Share of exit price; excludes capital-gains tax. 0–100%.

Rent & running costs

Enter zero only for a cost that does not apply.

How is rent quoted?

Rent before expenses

Total / month

Vacancy & unpaid rent

Share of potential annual rent. 0–100%.

Management fee

Share of collected rent. 0–100%.

Other running costs / year

Property taxes, insurance, maintenance and owner-paid charges. Exclude management and debt.

Capital works / year

Cash spent on replacements and major works, not a savings reserve.

Financing & holding period

Model a cash purchase or a fixed-rate repayment loan.

Include a mortgage or acquisition loan

Years until sale

1–30 years. Sale at the end of the period.

Required annual return

For net present value (NPV). Starts at 0%.

Rent, cost & property value changes

Starts with no annual growth. Edit each assumption independently (−30% to +30%). These are scenarios, not forecasts.

Rent / year

Costs / year

Asset value / year

Your draft is kept in this browser for 24 hours. Figures are not sent to a server for calculation.

What rental evidence is available for this property type?

Coverage for Apartment (unspecified). The calculator uses the rent you enter. This evidence inventory is not yet a market-rent estimate or forecast.

Checking available evidence…

Repeat observations of one property count once per group; a property may have both asking and achieved observations. Overdue and unreviewed records are excluded. Addresses and contracts are not published.

DEMAND & NEW SUPPLY

The wider property market

Province / country

Compare the population base and permitted housing supply before choosing a location. These figures cover the selected province or country, not the property or neighbourhood.

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Keep this work in your account

Save separate analyses, return to your figures and export your work from your workspace.

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FOR OWNERS & COMPLETED DEVELOPMENTS

Sell now or keep renting?

Compare selling now with holding for the period above. We use its rent, running costs and growth assumptions; enter today’s value and remaining loan here. Historical purchase and construction costs are sunk and are not deducted again.

Complete a rental calculation above or open the example first.

How the calculation works

Explicit assumptions

Purchase now, collect rent over your holding period and sell at the end. Income, expenses and annual capital works are spread evenly across months. This simplifies seasonal rent and annual land-lease payments.

Growth applies at each subsequent year start. Exit value grows from the purchase price; refurbishment does not automatically increase it.

Before tax, with no hidden forecasts

Income, corporate and capital-gains taxes and VAT are not calculated. Use a consistent basis for recoverable VAT. Include owner-paid local property taxes in your running costs; obtain transaction-specific tax figures separately.

Fixed-rate monthly amortisation; this is not a lender quote. We withhold IRR when cash-flow sign changes do not support a unique result. DSCR here is NOI divided by principal and interest, not a lender-specific underwriting test.

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